50/30/20 budget calculator
Enter your monthly net income and see how it splits across the three categories: essential needs, wants and saving.
Essential needs (50%)
Rent or mortgage, utilities, food, transport
2,500 RON (≈ €468)
Wants and lifestyle (30%)
Going out, non-essential subscriptions, hobbies
1,500 RON (≈ €281)
Saving + debt beyond the minimum (20%)
Emergency fund, investing, faster repayment
1,000 RON (≈ €187)
Euro amounts are approximate: 1 EUR = 5.3363 RON (ECB reference rate, 2026-10-05).
Legal note
Educational content only. It is not investment advice. Your financial decisions are yours. Consult an ASF-authorised adviser for personal advice.