Learn to master your money. Step by step.
Financial education is missing from Romanian schools, and Romania is consistently near the bottom of the EU for financial literacy. EduFin is the free path, with Romanian examples, no jargon and no investment advice, that helps you understand exactly which steps to follow.
100% free
Everything that really matters, the full path, the calculators, the glossary, stays free. Nothing essential sits behind a paywall.
Neutral, no affiliations
We don't recommend brokers, instruments or “what to buy”. Just education, so you decide for yourself, informed.
Made for Romania
DAE, Pillar 2/3, Fidelis/Tezaur, Romanian taxation: examples in RON with euro equivalents, not in dollars.
The road to financial independence
A clear path in 7 steps: see where you are and what comes next.
- Start
Step 0
Foundations
How money really works
- Start
Step 1
Control: The budget
You know exactly where your money goes
- Start
Step 2
Buffer: The emergency fund
The cushion that keeps you out of new debt
- Start
Step 3
Clean-up: Debt
From good credit to financial freedom
- Start
Step 4
Protection
Why protection comes before investing
- Start
Step 5
Growth: Investing (educational)
How it works, not what to buy
- Start
Step 6
Financial independence
The 4% rule, FIRE and “your number”
Interactive calculators
Free tools, no account needed: try them with your own figures.
Compound interest
See how a sum saved every month grows over time.
50/30/20 budget
Split your income across needs, wants and saving.
Emergency fund
Work out the target sum for 3 to 6 months of expenses.
Early repayment
Compare normal repayment with early repayment.
The FIRE number
Estimate the target sum for financial independence.
Inflation simulator
See what a sum is worth today, in 5 to 20 years.
A core pillar
Anti-fraud: spot the traps before you lose money
Ponzi schemes, trading “gurus”, forex scams: see the warning signs explained clearly.