Early repayment simulator

Compare the total interest paid if you pay an extra sum at some point, against continuing with the normal instalments.

Original loan amount

RON

≈ €9,370DAE / annual interest

Total loan term

months

Month in which you repay

month no.

Extra sum repaid

RON

≈ €1,870

Monthly instalment

1,038 RON(≈ €195)

Interest saved

3,672 RON(≈ €688)

Total interest (no early repayment)

12,275 RON(≈ €2,300)

Total interest (with early repayment)

8,603 RON(≈ €1,610)

By repaying 10,000 RON (≈ €1,870) in month 12, you finish the loan about 13 months sooner and save 3,672 RON (≈ €688) in interest.

Euro amounts are approximate: 1 EUR = 5.3363 RON (ECB reference rate, 2026-10-05).

Legal note

Educational content only. It is not investment advice. Your financial decisions are yours. Consult an ASF-authorised adviser for personal advice.