Step 0 of 6
Foundations
How money really works
Before budgets and investing, learn the rules of the game: what inflation is, how compound interest grows, and why your brain sometimes sabotages you with money.
Lessons
0/4 completed- 6 min
How money really works
Money has no value in itself: it is an instrument of collective trust. Understand where it comes from, who creates it and why that matters to you.
- 6 min
Inflation: the silent enemy of money under the mattress
Inflation is why 10,000 RON today will not buy as much in 10 years. See how it is measured and why “safe” cash is actually risky in the long run.
- 7 min
Compound interest: your strongest ally
Einstein is said to have called it “the eighth wonder of the world” (the legend is doubtful, the maths is not). See why time matters more than the amount when it comes to compound interest.
- 6 min
The psychology of money: why we make irrational choices
It isn't a lack of information that keeps us living paycheck to paycheck, it is predictable psychological biases. You learn to recognise them in order to counter them, not to blame yourself.
Action checklist
What you do concretely this week, for step 0.